Document Type : Research Paper
Abstract
Financial inclusion has become a priority for policymakers and financial institutions around the world because of its positive effects on economic growth, income distribution, and reducing unemployment and poverty. By delivering banking services to all members of the society, the importance of research comes to show the reality of financial inclusion in Iraq and measure the impact of its indicators on some variables of the traditional economy. The research is based on the hypothesis that financial inclusion in Iraq is still suffering from a low level and has not yet reached acceptable levels due to the backwardness of the banking system in Iraq. The research reached a number of conclusions, the most important of which is that the banking density rate is still low compared to the global standard, which amounts to one branch for every ten thousand people. The level of banking penetration rate is low, which has a negative impact on financial inclusion. Weak concentration of ATMs, which means there is a large group excluded from banking service.
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